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Groupe hypothécaire Expert Mortgage Group || December 14, 2022

Down Payment Documents

We often get a number of questions on what documents are required to confirm down payment. The majority of lenders require a 90-day history. All large deposits also need to be verified which could...

Groupe hypothécaire Expert Mortgage Group || December 07, 2022

Bank of Canada Raises Rate by 50 bps

The Bank of Canada raised its key lending rate by 50 basis points this morning, bringing it to 4.25%.In its statement, the Bank said it “will be considering whether the policy interest rate needs to...

Groupe hypothécaire Expert Mortgage Group || December 06, 2022

What you need to know about "trigger rates"

There’s been a great deal of talk in the media lately about variable-rate mortgage borrowers hitting their so-called “trigger rate.”Below, I’m going to explain what that trigger rate is, the...

Groupe hypothécaire Expert Mortgage Group || December 05, 2022

Default Management Update to Support Homeowners Impacted by Rising Interest Rates

IsSagen your default mortgage insurer? Is your upcoming renewal causing you stress? Are you facing difficulties with the thought of your rates increasing?With the rising interest rate environment,...